Mortgage

Buying a Home

Whether you are a first-time home buyer or a repeat buyer, the steps to buying a home can be complicated - that's why we're here to help. The first step of qualifying for a home loan is the loan application. We originate loans for one to four-unit residential properties for new purchase or refinancing.

Our mortgage lenders have the experience and knowledge to guide you through the types of loans that may suitable to your specific needs.

Types of Residential Mortgage Occupancy

  • Primary (owner-occupied) residence - A dwelling where the owner actually lives and is considered as the legal residence for income tax purposes.
  • Vacation (secondary) residence - A dwelling other than the owner's principal residence. It may be purchased to meet special family circumstances or work demands, or as a cottage or leisure residence, and is intended for occupancy by the owner.
  • Investment (non-owner occupied) property - A one- to four-unit property that is not occupied by the owner.

Start the process with our Mortgage Application Checklist.

Use our calculators to estimate home loan financing options.

Apply now.

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