Mortgage

Loan Programs

We offer various types of mortgage loans to help our customers attain the best home financing options available at very competitive interest rates. Whether borrowers are purchasing a new or existing home, or refinancing their current homes, we have a range of programs to offer.

Conventional Loans

A mortgage in which the interest rate does not change during the term of the loan, also called a fixed-rate mortgage (FRM). This type of mortgage is not insured by or guaranteed by the government.

Jumbo Loans

This very specialized loan program offers our customers a variety of options and packages if their mortgage exceeds the conforming loan limit of $417,000. Let us help you with the specific requirements for each of these products.

Government Loans

The Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) offer a variety of mortgage programs to help borrowers qualify for financing with little or no money down.

First-time Home Buyer Programs

This program is offered through the New Mexico Mortgage Finance Authority (MFA) and we are an approved lender offering a range of programs to assist first-time home buyers. We can help you feel confident during your first home buying experience by providing competitive rates and excellent service.

FHA Home Loans (Federal Housing Administration)

These loans are insured by the FHA and may have an easier qualification process due to less stringent down-payment and credit requirements than conventional mortgages.

VA Home Loans (Veterans Affairs)

The VA loan is a home mortgage option available to United States Veterans, Service member and not remarried spouses. These loans are guaranteed by the VA and may have lower closing costs and lower rates.

USDA Home Loans (Guaranteed Rural Housing)

This program is ideal if you're a first-time home buyer looking to purchase in "rural defined population service areas." You must also meet certain income requirements.

Start the process with our Mortgage Application Checklist.

Use our calculators to estimate home loan financing options.

Apply now.

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