Mortgage

Loan Types

We offer a variety of loan types to help our customers attain the best home financing options available at very competitive rates. Whether you are purchasing a new or existing home, or refinancing your current home our experienced mortgage lenders can help you compare the different types of mortgage loans and find the one right for you.

  • Fixed-rates loans (conventional loans) - This loan continues to be the most popular, as the principal and interest payments do not change from month-to-month. You may choose from a variety of terms, which are amortized over the life of the loan.
  • Adjustable-rate mortgages (ARMs) - These loans have interest rates that fluctuate periodically, which can subsequently cause the principal and interest payments to go up or down monthly, semi-annually, annually, or remain fixed for a period of time before it changes.
  • Combo/piggyback mortgages - These mortgages consist of two loans: a first mortgage and a second mortgage. The mortgages can be fixed-rate or adjustable-rate mortgages, or a combination of the two. Borrowers take out two loans when the down payment is less than 20% to avoid paying private mortgage insurance (PMI).

Start the process with our Mortgage Application Checklist.

Use our calculators to estimate home loan financing options.

Apply now.

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