Loan Types

We offer a variety of loan types to help our customers attain the best home financing options available at very competitive rates. Whether you are purchasing a new or existing home, or refinancing your current home, our expert team of mortgage lenders can help you compare different types of mortgage loan types that may be right for you.

  • Fixed-rates loans (conventional loans) - This loan type continues to be the most popular, as the principal and interest payments do not change from month-to-month. You may choose from a variety of terms, which are amortized over the life of the loan.
  • Adjustable-rate mortgages (ARMs) - These types of loans have interest rates that fluctuate periodically, which can subsequently cause the principal and interest payments to go up or down monthly, semi-annually, annually, or remain fixed for a period of time before it changes.
  • Combo/piggyback mortgages - These types of mortgages consist of two loans: a first mortgage and a second mortgage. The mortgages can be fixed-rate or adjustable-rate mortgages, or a combination of the two. Borrowers take out two loans when the down payment is less than 20% to avoid paying private mortgage insurance (PMI).

Start the process with our Mortgage Application Checklist.

Use our calculators to estimate home loan financing options.

Apply now.

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