Business Banking

Business Lending

We provide flexibility in business financing, because decisions that affect our customers are made locally by officers and directors. Our business loans are designed to help businesses on Main Street. We provide specialized business lending in oil and gas, agriculture and real estate.


  • Commercial and residential construction
  • Long-term commercial real estate
  • Equipment, machinery and inventory
  • Business acquisition and expansion
  • Cash-flow management
  • Leasehold improvement

Lines of Credit

To help you with your short-term borrowing needs, such as equipment purchases, working capital, seasonal cash flow, or inventory financing. Our revolving lines of credit allow you to borrow as much as you require up to your loan limit. As you repay your loan, those funds become available for future borrowing needs.

Agricultural Loans

We are a certified and preferred lender of the Farm Service Agency, which allows us to make and service guaranteed farm loans under streamlined procedures, expediting your loan approval. You can purchase land, livestock, equipment, feed, seed and supplies with an FSA-guaranteed loan.

  • Farm, ranch and dairy operating lines of credit
  • Farm, ranch and dairy acquisition
  • Livestock purchase
  • Equipment and machinery
  • Real estate

Oil and Gas Loans

We are experts in the oil and gas industry since we've been lending to oil and gas companies for decades. We have knowledgeable and experienced lenders that are here to help you with investments and acquisitions to improve your business.  We offer flexible terms, competitive rates, local decisions, local underwriting and a commitment to personal service.

  • Equipment and machinery
  • Inventory and account receivables
  • Business acquisition and expansion
  • Commercial real estate
  • Lines of credit 

Use our calculators to estimate lending options.

Questions? Contact us.

Personal Business Retirement
Use our business debit card. Link to business debit card page.Help for small businesses. Link to SBA Loans page.Get a business loan. Link to business lending page.