Personal Banking

Interest Checking Accounts

Account Benefits - No Charge*

  • Online Banking - 24/7 access to your account
  • Money Management - personal financial management tool
  • Mobile Banking - bank on your phone
  • Snap Deposit - make deposits using your smartphone
  • FIRST Line Banking - 24 hour telephone banking


FIRST Rewards+

NOW Account+

A1 Money Fund

Best account if you want:

Interest bearing and bill pay at no charge*

Interest bearing

Interest bearing

Minimum opening deposit:




Minimum daily balance required per monthly statement cycle to avoid service charge:

$7 service charge if under $2500

$10 service charge if under $1,000

$12 service charge if under $500

$10 service charge if under $1,000

Earns interest:**

Yes, tiered

Yes, except balances under $500

Yes, tiered, except balances under $1,000

Transaction limits***




Monthly statement:

online statement only no charge

online or paper statement no charge

online or paper statement no charge


*Internet, data, and text message rates may apply; check with your provider for applicable charges.

+Account eligibility requirements apply. Account available only for sole proprietorships, Individuals, nonprofit organizations, and other government entities.

**Please see your local banking center for current rate sheet and a minimum balance requirement to earn interest

***Check with a customer service representative for product terms and requirements.

Sales tax may apply to fees and charges.

Questions? Contact us.


Personal Business Retirement