Personal Banking

Personal Credit Card

It is easy to choose a personal credit card that right for you. Select either a low rate or preferred points card.

Low Rate Card

Benefits:

  • Competitive annual percentage rate (APR)*
  • Low introductory rate for first six months
  • Same APR for purchases and cash advances
  • 25 day interest-free grace period on all purchases (no grace period on cash advances)

Preferred Points Card

Use your Preferred Points Card to earn points that you can redeem for cash back and other awards. Earn one point for each dollar spent, up to 10,000 points per month.

Benefits:

  • No annual fee
  • Competitive annual percentage rate (APR)*
  • Low introductory rate for first six months
  • Same APR for purchases and cash advances
  • 25 day interest-free grace period on all purchases (no grace period on cash advances)
  • Cash advances can be made for up to 50% of the credit line

Apply Now

Download PDF application, complete using a blue or black pen and print. Save a copy for your files. Submit completed application by:

  1. Dropping off at your local banking center
  2. Faxing to 877-809-9162, attn: Card Service Center
  3. Mailing to: Card Service Center, PO Box 569120 | Dallas, TX 75356

Questions? Contact us.

*Please refer to the application for information about current APRs and fees.

Credit card offered in partnership with TIB Card Services.

Personal Business Retirement