Personal Banking

FIRST Optimum Line of Credit

Our FIRST Optimum Line when linked to your First American Bank checking account is a convenient and easy way to help manage monthly cash flow or make major purchases. Use it as often as you like, up to your available credit limit, for any expense you may have - debt consolidation, home improvements, vacations and more. Write checks for purchases and payments for any amount up to your credit limit.

  • Get cash advances from ATM's all over the world in $100 increments
  • Low minimum payments and your balance can be paid in full at any time to save interest costs
  • One-time credit approval process
  • Pay off your line of credit early with no prepayment penalties
  • No collateral is required
  • Receive monthly statements with your checking account statement

Questions? Contact us.

Credit qualifications apply.


Personal Business Retirement